While dealing with the Social Security Administration (SSA) can be a complex ― and often maddening ― process, recognizing the differences and distinctions between the various laws and benefits can make the ordeal downright impossible.
For instance, many people continue to be confused by the fact that Supplemental Security Income (SSI) is actually very different than Social Security Disability (SSD) benefits. So, if you want to make sure you get the benefits you deserve, you need to understand the differences between these two programs, especially since their eligibility requirements are not the same.
SSI vs. SSD: The Basics
Essentially, SSI pays monthly benefits to individuals who do not make much money or do not own many assets and are 65-years-old or older or are disabled. You do not have to establish a work history in order to be edible for SSI benefits ― meaning they are not just for adults. In fact, many children also receive SSI monthly benefits. Most importantly, while the SSA manages the SSI program, it is NOT the same as SSD benefits.
For example, SSD benefits are available to individuals who are unable to work for a year or more because of a physical or mental disability. Unlike SSI, you must have a work history in order to be eligible for SSD benefits.
Still confused? Help is available.
Regardless of whether you are applying for SSI or SSD benefits, you need a knowledgeable and dedicated disability advocate on your side to help ensure you seek the benefits you deserve. Contact an experienced SSD/SSI attorney today to learn what legal options may be available.